A decentralized credit score is the new option

Expand Your Financial Identity

Build & Manage Your Credit Score

We are building the trusted credit rating system for the world of Decentralized Finance. It will be a link between on-chain and traditional financial systems, bringing more competitive prices to financial systems.

DeFi for You

What can dCs do?

Using DataHive Credit Score, users can benefit from:

• Increased saving rates on deposits
• Reduced borrow rates on loans
• Increased credit rating
• Additional Decentralized Autonomous Organization (DAO) weight voting bonus

For the DeFi World

DeFi Platforms + dCs

DeFi platforms that leverage DataHive Credit Score can benefit from:

• The ability to model counterparty risk & enable effective risk management
• Differentiate from competitors through bespoke rates based on modern user credit scores
• Increased asset utilization resulting in additional revenue
• Credit profiling allowing targeted marketing and incentive programs

Our Motivation

Making Credit Fair

While credit bureaus make effort to assess borrowers’ credit with transparency, there have been numerous cases of inadequate assessments. Concealment of material information, static study, misrepresentation and human bias misrepresent borrowers. dCs is here to change that.